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Approval Requirements For Home Equity Loans in Canada

January 15, 2021 Melissa Leave a Comment

Canadian lending institutions have offered homeowners home equity loans and personal loans; using their residential property as collateral. Homeowners who have paid more than 20% of their mortgage are allowed to access a loan of up to 80% of the market value of their property. The Flexibility The flexibility of a home equity loan offers a significant advantage for borrowing clients. They can pay off their loan in full without penalty or pay at their own pace, simply by paying only the … [Read more...]

Finances, Home, Lifestyle budgeting, Canada, home owners, money

Better Ways To Keep On Top Of Your Money

October 28, 2020 Melissa Leave a Comment

The health of your finances affects everything else in your life. As long as your money is in a good position, you are going to find that much else in life flows more smoothly, so this really is something that you should be thinking about. If you are looking to try and take better care of your finances, there are a lot of ways of doing that. In this article, we are going to take a look at just a few of the things to bear in mind so that you can stay on top of your money so much more … [Read more...]

Finances, Lifestyle budgeting, finances, money, saving

Understanding the Differences Between Good & Bad Debt

July 23, 2020 Melissa Leave a Comment

Debt is a troublesome word for many of us. It’s a word that often leads to negative feelings and emotions. After all, nobody likes the idea of owing someone else money, especially when it can cost us hundreds of dollars every month to pay them back. Fortunately, there is a concept of good versus bad loans. After all, borrowing money can be a positive thing when used correctly, but it’s far too common to see people misusing credit. This is what leads most people to see debt as a negative thing in … [Read more...]

Finances budgeting, debt, finances, money

Why the Future of Accounting is Global

January 27, 2020 Melissa Leave a Comment

The working world is ever in flux and is continually subject to new laws and ways of operating. In recent years, perhaps the biggest change we’ve seen is globalization, which has resulted in many new opportunities for companies to expand globally. This is something that will continue to develop in the coming years; it seems as if the world gets that little bit smaller every day. And with new trade deals happening all the time, the world is open for businesses to try their luck overseas. But … [Read more...]

Lifestyle accounting, business, business plan, career, Career Advice, Career Tips, financial, globalization, investments, jobs, money

Do You Need A QROPS?

October 22, 2019 Melissa Leave a Comment

QROPS is the abbreviated term for ‘Qualifying Recognised Overseas Pension Scheme’. This is a popular overseas pension scheme because it adheres to the regulations that have been put into place by UK law. Consequently, this is the ideal option for anyone who has retired outside of the UK or is looking to do so in the future. So, if you have moved to the US from the UK, this information could be helpful for you. It is more than likely that you will be able to transfer your current pension to a … [Read more...]

Lifestyle budgeting, finances, financial, income, income tax, money, pension, retirement, UK, United Kingdom

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Hi! I'm Melissa...welcome to my blog! Thank you for visiting and please feel free to browse and check it out. I have tons of product reviews, giveaways, and articles on a variety of subjects ~ Entertainment, Travel, Pets, Health, Technology, Family and More. A bit of everything! Please feel free to contact me or leave a comment. mel_rose6875@hotmail.com

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